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Women Empowerment
Structured microloans for women-run small businesses, building financial discipline and economic independence.
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Higher Power Enterprises provides structured microloans to women and rural entrepreneurs in Tanzania, helping transform small survival activities into sustainable businesses.
Empowering women through disciplined microcredit.
Higher Power Enterprises provides structured microloans to women and rural entrepreneurs in Tanzania — transforming survival activities into sustainable businesses.
100%
Repayment Record
Who We Are
A structured microcredit institution rooted in community
HPE is a for-profit lending institution based in Moshi, Tanzania — founded to address the gap between traditional banking and rural entrepreneurs. We provide operating capital to individuals who would otherwise be excluded from financial services.
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Founded April 2024, now serving 21 women's groups
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Operating in Mbatakero & Ngosero villages
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12 Guta vehicles & 6 Boda Boda motorcycles financed
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Zero missed payments to date
Our Programs
Programs designed to
Programs designed to
create lasting change
Transport
Asset-based loans for Guta three-wheelers and Boda Boda motorcycles that connect villages to markets.
Learn more →Rent Guta Support
Supporting entrepreneurs with Guta rental financing to expand their market reach and transport capacity.
Learn more →Community Business
Village-level group lending with community leaders ensuring accountability, transparency, and shared growth.
Learn more →
Rooted in community.
Built on trust.
41+
Women's groups
active
632+
Women members
served
16
Guta & bikes
financed
100%
Repayment
record
Our Lending Model
Disciplined capital. Real results.
HPE is not a full-service bank. Our focus is providing small business loans that supply operating capital for women and asset-based loans for transport operators.
The first loan begins at 100,000 TZS at 6% interest for 90 days — intentionally small to shift participants from a survival mindset to a business-focused one. Interest collected is reinvested into new groups.
View our programAll donations go directly to funding new women's lending groups, expanding our reach across rural Tanzania.
Donation Amount *
USD $
100% Secure donation
Together we can make a lasting impact.